Terms of Use

The following terms and conditions ("Terms and Conditions") govern the use of ComparePolicies.com Web site (the “Site”). The Site is provided by ComparePolicies.com (the "Site Proprietor" or "we"). If you do not agree to these Terms and Conditions, DO NOT access or otherwise use the Site. BY USING THIS SITE, YOU ACCEPT AND AGREE TO ALL TERMS AND CONDITIONS AS APPLIED TO YOUR USE OF THIS SITE. From time to time we may change Terms and Conditions and at any time without notice to you, by posting such changes on the Site. By using the Site you agree to be bound by any such modifications to the Terms and Conditions.

You may only use the Site if you are domiciled in the United States and you are 18 years old or older.

SERVICES AVAILABLE ON THE SITE
The purpose of the Site is to provide consumers with the ability to receive comparative insurance quotations from our nationwide network of insurance carriers (Carriers), based on the information you have provided. Once you have provided us with the information needed, by sufficiently completing an appropriate online form, we will refer that information to Carriers which, if they are able to provide you with a quotation for insurance coverage, will contact ComparePolicies.com, which will provide the quotations to you. Carriers will not contact you directly. From time to time ComparePolicies.com may ask for additional information Carriers may need to obtain an accurate quote. ComparePolicies.com will receive all final quotations, which will be sent to you for comparison. As licensed insurance agents, we are legally qualified to provide personal advice, explanation of coverage, assessment of needs or specific policy recommendations.

We reserve all the rights to our Site contents, and may at our discretion change the contents of the Site, or restrict access to certain sections of the Site, or to discontinue any aspect of the Site, including, but not limited to content, features, hours of availability, without notice or penalty.

While using the Site, you may be asked to provide, or choose to provide on your own, information (hereinafter “User Information”). The User Information you submit to us in order to receive insurance quotations and not in any other manner. Our information collection and use policies with respect to the privacy of personal information, with the exception of testimonials, which may be used to advertise our Site, are set forth in our Privacy Policy section, which is incorporated herein by reference for all purposes. Please read our Privacy Policy before submitting your User Information. You acknowledge and agree that you are solely responsible for the accuracy and content of the User Information. We will not display, disclose, sell, refer, share or otherwise give access to your personal private User Information, accept as for the purpose of providing insurance quotation as set forth in the Term and Conditions of this Agreement. We reserve the right to refuse to post or to remove any User Information, in whole or in part, that, in our sole view, are unlawful, unacceptable, undesirable, inappropriate or is in violation of these Terms and Conditions.

Proprietary Rights. Any and all content, code, data or materials of the Site used by you does not grant to you ownership on the Site and is owned by the Site Proprietor ComparePolicies.com., which owns solely and exclusively, including but not limited to, all rights, title interest, graphics, data, the look and feel, design and organization of the Site, and the compilation of the content, code, data and materials on the Site, including but not limited to all intellectual property and proprietary rights therein. Your rights are limited to viewing the content on the Site on your internet-compatible device and make single copies or prints of the content on the User Information displayed for your use it for solely the purpose it was sent to you, and not for other commercial use. To use copy, reproduce, distribute or exploit any content, code, data or materials on the Site otherwise, may be in violation of copyright and other laws of the United States, as well as applicable state laws for such unauthorized use. Our trade name, trademarks, service marks and logo are copyright protected and are not to be used, copied or reproduced by anyone without the expressed and signed written agreement. Any third party's marks, logos etc., which may appear on the Site are the property of their respective owners and can not be used without their written consent.

DISCLAIMER OF WARRANTIES. WE HEREBY DISCLAIM ANY WARRANTIES THAT MAY EXPRESS OR IMPLY THAT THE SITE OR THE SERVICES, OR FUNCTIONS, CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE. WHILE WE WILL ATTEMPT TO CORRECT ANY ERRORS OR DEFECTS OF THE SITE IN A TIMELY MANNER, NO GUARANTY IS PROVIDED OF: NON INTERRUPTION OR ACCESS TO THE SITE AT ALL TIMES, WITHOUT ERRORS. ALL THE CONTENT AND SERVICES ON THIS SITE ARE PROVIDED "AS IS," AND “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ACCESS TO DATA, ACCURACY, OR USEFULNESS OF CONTENT. WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED HEREBY. IF ANY TERM OR STATEMENT FOUND HEREIN MAKES YOU RELUCTANT OR DISSATISFIED WITH THE USE OF THE SITE, WE RECOMMEND TO EXIT AND TO DISCONTINUE USING THE SITE. WE DISCLAIM ANY AND ALL LIABILITY IN THE EVENT THE SITE PROPRIETOR/S OR ANY OF DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR PROVIDERS OF CONTENT OR A SERVICE ARE VIEWED LIABLE FOR ANY DIRECT, INDIRECT, CONTRIBUTIVE, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO USE OF, OR THE INABILITY TO USE THE SITE, OR ITS CONTENT, MATERIALS, FUNCTIONS OR APPLICATIONS, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED OR PERCEIVED PROFITS OR LOST BUSINESS OR LOST SALES.

Laws. The Terms and Conditions and the relationship between you and us shall be governed by the laws of the State of Illinois without regard to any conflict of legal provisions. You agree that any use of action that may arise under the Terms and Conditions shall be commenced and be heard in the appropriate court in the State of Illinois and submit to the personal and exclusive jurisdiction of the courts located within the State of Illinois. Our failure to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of the Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to consider the parties' intentions as hereby reflected in the provision the Terms and Conditions, and other unaffected provisions to remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action by you arising out of or related to use of the Site or the Terms and Conditions must be filed by you within one (1) year after such claim or cause of action arose or be barred forever.